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Who is Aflac?

Aflac supplemental insurance provides an additional layer of financial protection for you and your family, or your employees and their families, in the event of a serious accident or illness.

For over 60 years, Aflac has focused on giving customers the best supplemental insurance experience possible. When a person gets sick or hurt, Aflac pays cash benefits fast.

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What is Supplemental Insurance?

Supplemental insurance is additional coverage that you can use to help with the out-of pocket expenses that may not be covered by your major medical insurance. Have you ever had expenses not covered by your major medical plan? That's where Aflac comes in.

Aflac is voluntary insurance, or an optional layer of financial protection. And with healthcare costs on the rise, more Americans than ever are seeking an extra financial safety net for unexpected medical expenses.

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All          Products:
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Accident

Accidents happen. Financial hardship doesn't have to. Aflac offers supplemental accident insurance that helps with what your health insurance plan might not cover. We pay you cash benefits in the event of a covered injury, so you can focus on recovery instead of your finances.

 
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Cancer

More than 1.8 million new cancer cases are expected to be diagnosed in 2020, in the United States. Aflac cancer insurance is here to help you and your family better cope financially - and emotionally - if a positive diagnosis of cancer ever occurs. Added comfort and protection means the freedom to focus on more important things.

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Critical Illness

The average cost of a heart attack is $87,184. Use Aflac's critical illness insurance to help with the treatment costs of life-changing illnesses and health events, so you can stay focused on recuperation.

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Short-Term Disability

Over 37 million Americans are classified as disabled. More than 50% of those disabled are ages 18-64.  Your paycheck helps maintain your current way of life. If you find yourself unable to work, Aflac short-term disability insurance will provide cash to help ease the financial stress of a covered illness or injury.

Ask your employer about Aflac Short-Term Disability insurance. This product is available through worksite payroll deduction only.

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Dental

Dental coverage helps provide the peace of mind that comes from knowing you'll have help with both routine and unexpected expenses.

Good oral care is a key step in maintaining your overall health. But dental care can be expensive. Even cleaning and X-rays could strain your budget - and if a checkup reveals more serious issues, the costs could quickly become overwhelming.

 
Hospital
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26% of U.S. adults (18-64) say someone in their household had problems or inability to pay medical bills in the past year.  Aflac's hospital insurance helps with the expenses not covered by major medical, which can help prevent high deductibles and out-of-pocket expenses from derailing your life plans.

Ask your employer about Aflac Hospital insurance. This product is available through worksite payroll deduction only.

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Juvenile Life

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Help protect your child's future by guaranteeing them insurability as an adult and giving them a jump-start on the road to financial independence.

 
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Life

70% of all households said they would have trouble covering everyday living expenses after several months if the primary wage earner died.  If something happened to you, would the financial future of your loved ones be protected? Help ease your mind with coverage that you and your family can rely on.

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Vision

Vision correction is just one reason for an eye exam. Regular eye exams may help reserve your vision and detect diseases early. Your eye doctor may even spot other conditions such as high blood pressure or diabetes - and that's when treatment may be most effective.  If you have children, they should also have regular vision screenings. After all, healthy eyes may be critical to a child's development.

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1 American Cancer Society. Cancer Facts & Figures 2020. Atlanta: American Cancer Society; 2020. Accessed: August 05, 2020.

https://www.cancer.org/content/dam/cancer-org/research/cancer-facts-and-statistics/annual-cancer-facts-and-figures/2020/cancer-facts-and-figures-2020.pdf.

3 Chances of Disability. Me, Disabled?, Council for Disability Awareness. Accessed August 6, 2020. https://disabilitycanhappen.org/disability-statistic/.

4 The Burden of Medical Debt: Results from the Kaiser Family Foundation/NY Times Medical Bills Survey, Jan. 5, 2016, Pg. 2-3, accessed 8/13/2020.

https://www.kff.org/health-costs/report/the-burden-of-medical-debt-results-from-the-kaiser-family-foundationnew-york-times-medical-bills-survey/.

5 Policy Series A65000 - In Idaho, Oklahoma, Pennsylvania, Texas and Virginia, Policies ICC0965JTO and ICC0965JWO.

6 The Facts of Life and Annuities: 2019 Update, LIMRA, January 7th, 2020.

https://www.limra.com/en/research/research-abstracts/2020/the-facts-of-life-and-annuities-2019-update/.

7 Centers for Disease Control and Prevention. “Keep an Eye on Your Vision Health.” Last reviewed 10.1.2020. Accessed 12.4.2020. https://www.cdc.gov/visionhealth/resources/features/keep-eye-on-vision-health.html.