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Who is Aflac?

Aflac supplemental insurance provides an additional layer of financial protection for your employees and their families, in the event of a serious accident or illness.

For over 60 years, Aflac has focused on giving customers the best supplemental insurance experience possible. When a person gets sick or hurt, Aflac pays cash benefits fast.

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What is Supplemental Insurance?

Supplemental insurance is additional coverage that you can use to help with the out-of pocket expenses that may not be covered by your major medical insurance. Have you ever had expenses not covered by your major medical plan? That's where Aflac comes in.

Aflac is voluntary insurance, or an optional layer of financial protection. And with healthcare costs on the rise, more Americans than ever are seeking an extra financial safety net for unexpected medical expenses.

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All          Products:
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Accident

Accidents happen. Financial hardship doesn't have to. Aflac pays the policyholder cash benefits in the event of a covered injury, so they can focus on recovery instead of their finances. Benefits can be used to help pay for emergency treatment, as well as for treatment-related transportation and lodging.

 
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Cancer

More than 1.8 million new cancer cases are expected to be diagnosed in 2020, in the United States. Aflac cancer insurance is here to help your employees better cope financially - and emotionally - if a positive diagnosis of cancer ever occurs. That way, you can help your employees focus on more important things in life - like getting better.

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Critical Illness

The average cost of a heart attack is $87,425. Aflac's critical illness insurance to help with the treatment costs of life-changing illnesses and health events, so you can stay focused on recuperation.

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Short-Term Disability

Over 37 million Americans are classified as disabled. More than 50% of those disabled are ages 18-64.  Your employees' income is often their most important financial asset. Aflac short-term disability insurance offers income replacement benefits to help with the loss of income due to a covered illness or injury

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Dental

Dental coverage helps give employees the peace of mind that comes from knowing they'll have help with routine and unexpected expenses.

Dental Health is important: it might actually improve your employees' overall health. But treatment can also be expensive. Cleaning and X-rays might strain their budgets - and if checkups reveal more serious issues, the costs could quickly become overwhelming.

 
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Hospital

26% of U.S. adults (18-64) say someone in their household had problems or inability to pay medical bills in the past year.  Aflac's hospital insurance helps with the expenses not covered by major medical, which can help prevent high deductibles and out-of-pocket expenses from derailing your life plans. Choosing the right combination of benefits can be hard. Let Aflac help make it easier.

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Juvenile Life

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Your employees can help protect their children's future by providing insurability as an adult and giving them a jump start on the road to financial independence.

 
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Life

70% of all households said they would have trouble covering everyday living expenses after several months if the primary wage earner died.  Most people don't have enough life insurance. Help your employees provide security for their loved ones with Aflac whole and term life insurance.

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Vision

Vision correction is just one reason for an eye exam. Regular eye exams may help reserve your vision and detect diseases early. Your eye doctor may even spot other conditions such as high blood pressure or diabetes - and that's when treatment may be most effective.  And while eye care is important for adults, it's also important for children to have regular vision screenings. After all, healthy eyes may be critical to a child's development.

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1 American Cancer Society. Cancer Facts & Figures 2020. Atlanta: American Cancer Society; 2020. Accessed: August 05, 2020.

https://www.cancer.org/content/dam/cancer-org/research/cancer-facts-and-statistics/annual-cancer-facts-and-figures/2020/cancer-facts-and-figures-2020.pdf.

3 Chances of Disability. Me, Disabled?, Council for Disability Awareness. Accessed August 6, 2020. https://disabilitycanhappen.org/disability-statistic/.

4 The Burden of Medical Debt: Results from the Kaiser Family Foundation/NY Times Medical Bills Survey, Jan. 5, 2016, Pg. 2-3, accessed 8/13/2020.

https://www.kff.org/health-costs/report/the-burden-of-medical-debt-results-from-the-kaiser-family-foundationnew-york-times-medical-bills-survey/.

5 Policy Series A65000 - In Idaho, Oklahoma, Pennsylvania, Texas and Virginia, Policies ICC0965JTO and ICC0965JWO.

6 The Facts of Life and Annuities: 2019 Update, LIMRA, January 7th, 2020.

https://www.limra.com/en/research/research-abstracts/2020/the-facts-of-life-and-annuities-2019-update/.

7 Centers for Disease Control and Prevention. “Keep an Eye on Your Vision Health.” Last reviewed 10.1.2020. Accessed 12.4.2020. https://www.cdc.gov/visionhealth/resources/features/keep-eye-on-vision-health.html.